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Document 32014L0049
Deposit guarantee schemes
Deposit guarantee schemes
SUMMARY OF:
Directive 2014/49/EU on deposit guarantee schemes to protect depositors of credit institutions
WHAT IS THE AIM OF THIS DIRECTIVE?
It seeks to protect depositors of all credit institutions, as well as to safeguard the stability of the European Union (EU) banking system as a whole.
KEY POINTS
Coverage level
Beneficiaries of the guarantee
Repayment
Financing of deposit guarantee schemes
Use of funds
Depositor information
FROM WHEN DOES THE DIRECTIVE APPLY?
EU countries had to incorporate it into national law by 3 July 2015.
BACKGROUND
For more information, see:
MAIN DOCUMENT
Directive 2014/49/EU of the European Parliament and of the Council of 16 April 2014 on deposit guarantee schemes (OJ L 173, 12.6.2014, pp. 149-178)
Successive amendments to Directive 2014/49/EU have been incorporated in the original text. This consolidated version is of documentary value only.
last update 21.11.2016