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Document 62018CN0125
Case C-125/18: Request for a preliminary ruling from the Juzgado de Primera Instancia de Barcelona (Spain) lodged on 16 February 2018 — Marc Gómez del Moral Guasch v Bankia S.A.
Case C-125/18: Request for a preliminary ruling from the Juzgado de Primera Instancia de Barcelona (Spain) lodged on 16 February 2018 — Marc Gómez del Moral Guasch v Bankia S.A.
Case C-125/18: Request for a preliminary ruling from the Juzgado de Primera Instancia de Barcelona (Spain) lodged on 16 February 2018 — Marc Gómez del Moral Guasch v Bankia S.A.
OJ C 152, 30.4.2018, p. 18–19
(BG, ES, CS, DA, DE, ET, EL, EN, FR, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)
30.4.2018 |
EN |
Official Journal of the European Union |
C 152/18 |
Request for a preliminary ruling from the Juzgado de Primera Instancia de Barcelona (Spain) lodged on 16 February 2018 — Marc Gómez del Moral Guasch v Bankia S.A.
(Case C-125/18)
(2018/C 152/22)
Language of the case: Spanish
Referring court
Juzgado de Primera Instancia de Barcelona
Parties to the main proceedings
Applicant: Marc Gómez del Moral Guasch
Defendant: Bankia S.A.
Questions referred
1. |
Must the index concerned, the IRPH (1) Cajas, be the object of judicial protection, in the sense that it must be ascertained whether it is intelligible to the consumer, without this being precluded by the fact that it is governed by regulatory or administrative provisions, this not being a case provided for in Article 1(2) of Directive 93/13 (2) because it is not a mandatory provision, but instead such variable ordinary and remunerative interest is included in the contract by the seller or supplier when he so chooses? |
2. |
|
3. |
If the IRPH cajas term is declared null and void, failing agreement or if that would be more detrimental to the consumer, which of the two following consequences would be compatible with Articles 6(1) and 7(1) of Directive 93/13?
|
(1) Índice de Referencia de Préstamos Hipotecarios (Mortgage Loan Reference Index)
(2) Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts. OJ L 95, 21.4.1993, p. 29.